Affordability and transparency are central to our mission, which is why we charge $31,000 less than the average U.S. private school, according to the U.S. News and World Report’s review of 2023-2024 tuition rates. As you prepare to embark on the next chapter of your educational journey, take a moment to review the total cost of attendance.
 

Undergraduate Cost of Attendance

Starting Fall 2025, we are excited to introduce a new flat rate tuition model for undergraduate students. This model is based on 120 credits required for degree completion. To stay on track to graduate in 4 years, students must carry a minimum of 15 credits per semester. The goal is to simplify pricing, encourage full-time enrollment, and timely graduation by providing a clear and consistent pricing structure. Please note: additional fees cover registration, campus and learning resources for each semester. 

Additionally, starting Fall 2025, San Francisco Bay University will cover 100% of textbook costs for students, ensuring access to required materials at no expense. This initiative underscores our commitment to accessible, affordable education while prioritizing student success and financial well-being.

Estimated Yearly Tuition (based on Fall and Spring semesters):
Enrollment Status
Credits per Semester
(Fall/Spring)
Cost per Semester
(Fall/Spring)
Cost per Year
Full-Time Tuition & Fees 15 credits $5,405 $10,810
Estimated Health Insurance Premium N/A $600 $1,200
Estimated Full-Time Charges without SFBU Housing N/A $6,005 $12,010
SFBU Housing N/A $4,000 $8,000
Estimated Full-Time Charges with SFBU Housing N/A $10,005 $20,010

*Please note, if unforeseen circumstances cause a student to drop below a full-time course load, they will be charged a tuition rate of $330 per credit and $455 in fees per semester. 

 

Estimated Summer Tuition:
Enrollment Status
Credits
Cost
Full-Time Tuition & Fees 9 credits $3,200
Textbooks Costs**   $600
Estimated Health Insurance Premium   $600
Estimated Full-Time Charges without SFBU Housing   $4,400
SFBU Housing   $4,000
Estimated Full-Time Charges with SFBU Housing   $8,400

*Please note, if a student drops below a full-time course load, they will be charged a tuition rate of $330 per credit and $230 in fees for the semester.

**Starting Fall 2025, San Francisco Bay University will cover 100% of textbook costs for students, ensuring access to required materials at no expense. This initiative underscores our commitment to accessible, affordable education while prioritizing student success and financial well-being.

 

Understanding Your Costs at SFBU

When planning for college, it’s important to consider both the direct costs billed by San Francisco Bay University and the indirect costs you may incur. Here’s a breakdown to help you understand what to expect:

Direct College-Billed Costs: These are the expenses that the college bills directly to you:

  • Tuition and Fees: Mandatory charges that all students must pay each semester.
  • SFBU Housing: Nearby housing owned and operated by SFBU, billed directly to you.
  • Health Insurance Premium: A required fee for all students to ensure you have health coverage.

Indirect/Out-of-Pocket Costs: These are additional expenses that you need to budget for, but are not billed directly by the college:

  • Living Expenses: This includes food, transportation, and personal expenses, which are essential for your daily life but not billed by the college.
  • Miscellaneous Expenses: Other costs such as supplies, technology, and extracurricular activities.

By considering both direct and indirect costs, you can better plan and manage your overall expenses while attending college.

Notes:

  • All students are required to have an adequate health insurance plan. New students will be automatically enrolled in the university's health insurance plan offered by Cigna Healthcare.
  • Refund Policy
  • Health insurance considerations may possibly reduce the costs noted above. For more information or questions, please contact Student Services.
  • Scholarships:
    • Full-Time Students: Scholarships are awarded on a percentage basis, with flat tuition and scholarship amounts for 12, 15, or 18 credits during the fall and spring semesters.
    • Part-Time Students: Scholarships are prorated based on number of credits (6 or 9 credits), for the fall and spring semesters. Scholarships are not available for students enrollment in fewer than 6 credits.

Graduate Cost of Attendance

Our graduate programs require either 30 or 36 credits for degree completion, depending on the specific program. To stay on track to graduate in 2 years, students must carry a minimum of 9 credits per semester. Please note: additional fees cover registration, campus and learning resources for each semester.

 

Estimated Yearly Tuition (based on Fall and Spring semesters):
Enrollment Status
Credits per Semester
(Fall/Spring)
Cost per Semester
(Fall/Spring)
Cost per Year
Full-Time Tuition & Fees 9 credits $4,505 $9,010
Estimated Health Insurance Premium N/A $600 $1,200
Estimated Full-Time Charges without SFBU Housing N/A $5,105 $10,210
SFBU Housing N/A $4,000 $8,000
Estimated Full-Time Charges with SFBU Housing N/A $9,105 $18,210

*Please note, if unforeseen circumstances cause a student to drop below a full-time course load, they will be charged a tuition rate of $450 per credit and $455 in fees per semester.

 

Estimated Summer Tuition:
Enrollment Status
Credits
Cost
Full-Time Tuition & Fees 9 credits $4,280
Textbooks Costs**   $450
Estimated Health Insurance Premium   $600
Estimated Full-Time Charges without SFBU Housing   $5,330
SFBU Housing   $4,000
Estimated Full-Time Charges with SFBU Housing   $9,330

*Please note, if a student drops below a full-time course load, they will be charged a tuition rate of $450 per credit and $230 in fees for the semester. 

**Starting Fall 2025, San Francisco Bay University will cover 100% of textbook costs for students, ensuring access to required materials at no expense. This initiative underscores our commitment to accessible, affordable education while prioritizing student success and financial well-being.

 

Understanding Your Costs at SFBU

When planning for college, it’s important to consider both the direct costs billed by San Francisco Bay University and the indirect costs you may incur. Here’s a breakdown to help you understand what to expect:

Direct College-Billed Costs: These are the expenses that the college bills directly to you:

  • Tuition and Fees: Mandatory charges that all students must pay each semester.
  • SFBU Housing: Nearby housing owned and operated by SFBU, billed directly to you.
  • Health Insurance Premium: A required fee for all students to ensure you have health coverage.

Indirect/Out-of-Pocket Costs: These are additional expenses that you need to budget for, but are not billed directly by the college:

  • Living Expenses: This includes food, transportation, and personal expenses, which are essential for your daily life but not billed by the college.
  • Miscellaneous Expenses: Other costs such as supplies, technology, and extracurricular activities.

By considering both direct and indirect costs, you can better plan and manage your overall expenses while attending college.

Notes:

  • All students are required to have an adequate health insurance plan. New students will be automatically enrolled in the university's health insurance plan offered by Cigna Healthcare.
  • Refund Policy
  • Health insurance considerations may possibly reduce the costs noted above. For more information or questions, please contact Student Services.
  • Scholarships:
    • Full-Time Students: Scholarships are awarded on a percentage basis for students enrolled in 9 or more credits during the fall and spring semesters.