All students at SFBU must have annual health insurance coverage for each term they are enrolled in. This includes periods where students may be on an academic break, such as the winter and summer breaks, and while they are out of the country. Students enrolled in a 100% online modality are exempt from this health insurance requirement.
For the 2025-26 academic year, SFBU has partnered with Student Medicover, to provide all students (domestic and International) with a high-quality student health insurance plan (SHIP) with United Healthcare. Students will automatically be enrolled in the annual insurance plan and will have the option to waive the SHIP at the start of the academic year. Please check back here for updated information on the student health insurance plan with United Healthcare.
Information about the 2024-25 SFBU student health insurance plan (ending August 2025) is listed below.
The 2024-25 Insurance Plan - for International Students only (ending August 2025)
The 2024-25 SFBU student Health insurance plan is offered through International Student Insurance and is administered by Cigna Healthcare. The plan includes large networks of doctors and pharmacies, and focuses on easy use for all members. When you visit a participating healthcare provider or pharmacy, show your ID card, and they will file all claim forms for you.
Please refer to Cigna Health Policy at a Glance for more information. You can learn more about your plan and access your policy documents through your online Student Zone here.
Enrolled students can find a complete list of healthcare providers and pharmacies by visiting the provider directory. To find providers, log in to your Cigna Envoy account, or visit www.cigna.com and follow these steps:
- Select “Employer or School”.
- Enter address, city, or zip code, and then choose doctor type, by name, or facility.
- Click “Continue as Guest.”
- Click on “Continue”.
- Choose the Open Access Plus Network.
- View search results.
You must pay a $20 copay for in-network doctor visits, a $50 copay for in-network urgent care centers, and a $200 copay for in-network emergency room treatment, at the time of the visit. Please refer to the policy wording to learn more about any out-of-pocket expenses included in your plan.
For medicine prescriptions, you must pay a $30 copay for generic drugs, a $60 copay for preferred brand-name drugs, and a $100 copay for non-preferred brand-name drugs. The SFBU Student Health Insurance Plan brochure has more information about the prescription medication coverage included in your plan, and you can also contact Cigna with any questions about your prescriptions.
To visit the insurer home page and create your Cigna Envoy account, please visit your Student Zone for more information. Through your Cigna Envoy account, you will be able to file a new claim online, check the status of an existing claim, access Telemedicine, and more.
Health Insurance Related Information:
- Please contact health-insurance@sfbu.edu for institutional health insurance fees.
- For incoming students, please send the TB test documents only to health@sfbu.edu. Please refer to the entrance health requirements for further information.
Important Note: All SFBU new students must review the information on Health Requirements.